Insurance Question: Do parking tickets affect my driving record or my insurance rates?

As Ontario’s cities develop and grow, everyone gets to enjoy the emerging businesses, the expansion and improvement of infrastructure, and the growth of cultural diversity. However, along with these benefits come more difficulties for drivers. In the city of Toronto, in particular, parking can be quite challenging due to various factors such as the city’s […]

Does Your Business Need Trade and Contractor’s Liability Insurance?

In the world of construction and trade, every project holds the promise of growth and success. However, along with opportunities come risks that can potentially disrupt the smooth course of your endeavors. This is where trade and contractor’s liability insurance steps in as a crucial shield for businesses and professionals alike.  In the construction and […]

What is Directors and Officers Insurance?

Your company’s directors and officers, and the work they do, are crucial to the success of your business. As individuals with a high volume of responsibilities within the company, and significant decision-making authority, directors and officers may also be vulnerable to allegations of mismanagement carried out in their appointed capacity.  When these allegations result in […]

What Does Cyber Insurance Cover?

Cyber liability insurance coverage is a form of commercial insurance which is designed to protect you and your business from costs arising out of data confidentiality breaches or technology disruptions. Cyber liability policies are relatively recent inclusions in the insurance world, and what cyber insurance policies cover varies from insurer to insurer. Cyber threats come […]

What is Cyber Liability Insurance?

Utilizing data and technology to boost your business is a no-brainer in this day and age. To be competitive, your business needs to utilize data and tech in some form, whether that’s to expedite sales, manage your marketing efforts, or even connect with your audiences. Any business which stores or processes sensitive data may be […]

New Year’s Resolution: Make Sure You’re Covered

2023 Goals

Happy New Year! Now that it’s 2023 and we’re beginning a brand new decade, this means it’s time for new goals and resolutions. Some examples of the most common New Year’s resolutions are to live life to the fullest, save more money, get organized and more. While starting a new decade may seem exciting and […]

Umberto Andreis | A Memoir

Umberto Andreis

  Umberto Andreis was born in Vatican City on September 28, 1937.  His father, Tullio, was First Secretary to the Holy See and although he was the son of an important official, Umberto Andreis was determined to emigrate to Canada. He landed in Halifax on October 25, 1954, and his passport became the subject of […]

How is Equipment Insurance Different from Equipment Breakdown Insurance?

The majority of standard commercial insurance policies will not automatically include coverage for the breakdown or loss of your business’ crucial equipment and tools. Some policies may include coverage for your equipment to an extent, but usually, that coverage is nonsufficient for businesses that employ their equipment and machinery for everyday use – like construction […]

What is Employment Practices Liability (EPLI)?

Office Space

Even the best employers are at the risk of getting sued. It is important that companies protect themselves with Employment Practices Liability Insurance (EPLI)- It’s one of those lesser- known liability policies that is very crucial for any business with employees. Employment practices liability insurance protects organizations against allegations and lawsuits by employees who claim […]

Does My Auto Insurance Cover My Rental Car Too?

You’re planning a vacation with the family and as a part of your trip, you decide to rent a car for the week. Great! A rental car is an excellent option to get around your vacation destination easier. But, do you need to purchase insurance for your rental car? Of course! There are many ways […]

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