Personal Umbrella Insurance provides an extra layer of liability protection for individuals and families, helping safeguard your assets and financial future when unexpected claims exceed the limits of your home, auto, or other personal insurance policies.
This insurance offers additional liability coverage that applies once the limits of your underlying home, auto, or recreational insurance policies have been reached.
Serious accidents, lawsuits, or liability claims can quickly exceed standard insurance limits. Without umbrella insurance, you may be personally responsible for legal costs and large damage awards—putting your savings, property, and future earnings at risk.
Covers medical expenses and lost income for others if you are found legally responsible for injuries.
Provides protection against claims such as defamation, libel, slander, or other personal injury-related lawsuits, including associated legal expenses.
Covers the cost to repair or replace another person’s property if you are held responsible for the damage.
Extends protection if someone is injured on a rental property you own or if you are liable for damage to another person’s property.
Oracle RMS connects you with experienced, licensed brokers who tailor umbrella insurance solutions to your lifestyle and risk exposure. Whether you own multiple properties, travel frequently, volunteer in your community, or have significant assets to protect, we ensure your liability coverage goes beyond standard limits.
