Ride Share Insurance is designed for drivers who use their personal vehicle to provide transportation services through ride-sharing platforms, offering essential protection while you’re logged into the app, en route to passengers, and transporting riders in Ontario and across Canada.
Standard personal auto insurance policies typically do not cover commercial use of your vehicle when carrying paying passengers, which means you may be exposed to liability or denied claims if driving for a ride-sharing service without the right insurance. Having proper ride share coverage ensures you’re protected during all ride stages.
Provides financial protection if you’re legally responsible for bodily injury or property damage to others while on a ride-sharing trip. Many Ontario commercial policies offer $1 million liability when logged into a ride-share app and up to $2 million once a passenger is accepted.
Oracle RMS works with trusted insurance partners who understand the unique risks associated with ride-sharing. Our licensed brokers help ensure your coverage aligns with how and when you drive—whether you’re logged into the app, en route, or transporting passengers—so you stay protected without gaps. We can also help coordinate your personal auto policy with specialized rideshare commercial coverage to ensure seamless protection.
Drive with confidence on every trip. Contact Oracle RMS today or fill out our quote form to receive a customized ride share insurance plan tailored to your needs.
