This insurance protects rental properties, related structures, liability exposures, and lost rental income resulting from insured claims.
Rental properties face increased risks due to tenant occupancy, property wear and tear, and liability exposure. Without proper coverage, landlords may be responsible for costly repairs, legal claims, or lost rental income following a covered loss.
Covers repairs or reconstruction of the rental dwelling and additional structures on the same property if damaged by an insured peril such as fire, wind, or water damage.
Provides financial protection if you are held legally responsible for bodily injury or property damage, such as a tenant or visitor suffering a slip-and-fall accident.
Reimburses you for lost rental income if your property becomes uninhabitable due to a covered loss.
Protects landlord-owned contents at the rental property, including furniture, appliances, or equipment used to maintain the dwelling.
Provides protection against water damage, including flooding, leaks, or other water-related incidents, ensuring your property and belongings are covered for repairs or replacements due to water-related damage.
Oracle RMS works with trusted insurance partners to provide competitive, customized rented dwelling insurance solutions for landlords and investors. Our licensed brokers help ensure you have the right coverage for your property type, rental use, and risk exposure—so you can rent with confidence.
Protect your rental property and income stream today. Contact Oracle RMS or fill out our quote form to receive a customized rented dwelling insurance quote.
