Commercial Auto Insurance

Commercial Auto Insurance is designed for businesses that rely on vehicles to support daily operations—whether it’s a single company car or a small group of vehicles—providing essential protection while your business is on the road.

What It Covers

This insurance provides customized auto coverage for business-owned, leased, or operated vehicles used for commercial purposes.

Why It Matters

Personal auto insurance typically does not cover business use of vehicles. Without proper commercial auto coverage, your business may face denied claims, legal exposure, and unexpected financial losses following an accident or theft.

Key Coverages

/01

Third Party Liability

Protects your business from legal and financial responsibility if you or an employee causes bodily injury or property damage while operating a vehicle for business purposes.

/02

Physical Damage Coverage

Covers the cost to repair or replace business vehicles damaged by collision, theft, vandalism, fire, or other insured perils.

/03

Uninsured / Underinsured Motorist Coverage

Provides protection if you’re involved in an accident with a driver who lacks adequate insurance.

/04

Hired & Non-Owned Auto Coverage (Optional)

Covers liability for vehicles rented, leased, or personally owned by employees but used for business activities.

/05

Roadside Assistance & Rental Reimbursement

Helps minimize downtime with access to roadside services and coverage for temporary replacement vehicles while repairs are completed.

Why Choose Oracle RMS

Oracle RMS works with leading commercial insurers to tailor auto insurance solutions that align with how your business uses its vehicles. Our licensed brokers help ensure your coverage is appropriate, compliant, and scalable—so you’re protected today and as your operations grow. 

Keep your business moving with confidence. Contact Oracle RMS today or fill out our quote form to receive a customized commercial auto insurance quote. 

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