Automobile Insurance

Auto insurance is mandatory for all licensed drivers in Ontario and protects you, your vehicle, and other drivers on the road. Whether you own a car, truck, or van, having the right coverage ensures compliance with the law and peace of mind while driving.

What It Covers

Auto insurance provides financial protection for your vehicle, listed drivers, and any damages or injuries that may occur in an accident.

Why It Matters

Driving without insurance is illegal in Ontario and can result in heavy fines, license suspension, and vehicle impoundment. Proper coverage safeguards you against costly repairs, medical expenses, and legal claims arising from accidents.

Key Coverages

/01

Third Party Liability Coverage

Protects you if another person is injured or their property is damaged in an accident you caused.Covers legal claims and settlement costs up to your policy limit.
/02

Statutory Accident Benefits Coverage

Provides medical, rehabilitation, and income replacement benefits if you’re injured in a car accident, regardless of fault.
/03

Direct Compensation – Property Damage (DC-PD)

Covers damage to your vehicle or its contents and loss of use when another driver is at fault, allowing you to collect directly from your insurer.
/04

Uninsured Automobile Coverage

Protects you if you’re injured or your vehicle is damaged by an uninsured or hit-and-run driver.

Why Choose Oracle RMS

At Oracle RMS, we provide personalized auto insurance policies tailored to your driving history, vehicle type, and budget. Our licensed brokers guide you through every step—from quotes and renewals to claims—ensuring you have the coverage you need at the best price.

Ready to protect your vehicle with confidence? Contact Oracle RMS today or fill out our quote form to receive an auto insurance policy tailored just for you.

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