If you reside in Ottawa and own a registered vehicle, it is important to have car insurance. Driving without car insurance in Ottawa is a very serious offence; you can be fined for a first conviction of a minimum of $5,000.00.
There’s no doubt that our nation’s capital is one of the popular tourist spots in Canada. Not only is the City of Ottawa home to 934,243 people, but it also had a whopping number of visitors, which continues to rise yearly. In 2017, Ottawa Tourism said the number of visitors to the city rose 8.8 per cent year-over-year to more than 11 million individuals.
Ottawa, Ontario is home to Parliament Hill, the Rideau Canal, historical Canadian museums and many more. In addition, Ottawa is only a two hour drive to Montreal, Quebec, another popular tourist spot in Canada. Since there are always tourists driving in Ottawa throughout the year, there are plenty of vehicles making their way around the city and vehicles passing through. With that many cars on the road having adequate car insurance is of the highest importance.
In Ottawa, when you purchase Car Insurance with Oracle RMS, you are insuring your vehicle, all listed drivers, and any loss or damages resulting from a car accident.
By partnering with Oracle RMS, we provide excellent customer service and work hard to get you some of the lowest car insurance rates in Ottawa that best suit your unique needs. We are determined to give you an appropriate solution for the best car insurance rates and coverage for any type of driving record. We are proud to be partnered with a wide range of car insurance companies who can provide a variety of car insurance quotes for all Ottawa residents.
At Oracle RMS, you will work along with one of our licensed brokers to help guide you through the quoting process. They will make sure you understand all the insurance jargon and information up to the last detail of your auto policy before you’ve made the final decision.
Whether customers are shopping for auto insurance, are informed about their upcoming auto policy renewal, or are looking to save you money on your current policy, overall, it is important to be informed about auto insurance and how a policy works.
This section of a car insurance policy will provide coverage to protect the insured if a third-party has been injured or have succumbed to their injuries, or their property is damaged. It will compensate for claims in the event of a lawsuit against the insured up to the limit of their coverage. It will also compensate for the cost of settling a claim.
This coverage will protect the insured and their family, should they be injured or killed by a hit-and-run driver or by an uninsured motorist. It will also provide coverage to the insured’s vehicle caused by an identified uninsured driver.
This section of a car insurance policy covers damage to the insured’s vehicle and its contents and for loss of use of their vehicle or its contents in the case of an accident, for which the insured was not responsible for. Since it was another individual who caused damage, the insured will collect direct compensation from their insurer.
This will provide the insured with benefits if they are injured in an auto accident, regardless of who caused the accident. This includes medical, rehabilitation and attendant care benefits and income replacement benefits.
Overall, there are a total of 275,620 drivers in Ottawa, which equals 71.65%. 149,520 of those Ottawa drivers are male, while the remaining 126,095 of Ottawa drivers are female. In addition, there are a total of 25,250 Ottawa passengers who are carpooling every day with other drivers.
With that being said, other forms of transportation for Ottawa residents are public transit with a total of 90,690 bus commuters, while 32,450 residents choose to walk to their workplace, leaving 11,465 residents to ride their bike. Meanwhile, another 4,380 Ottawa residents find other methods of transportation.
Majority of commuters in the City of Ottawa leave their homes to get to work from 7:00 AM to 7:59 AM, therefore the roads are at their busiest within that time frame. The second busiest time for commuters to leave their homes to head to work is from 8:00 AM to 8:59 AM, which is 24.67%. However, 75,715 commuters would still prefer to leave earlier to get to work between 6:00 AM to 6:59 AM.
From 2014 to 2018, there was a total of 72,834 reported auto-related collisions.
There are two main highways in Ottawa:
Top 10 Collision Locations in the City of Ottawa
