If you reside in Oakville and own a registered vehicle, it is important to have auto insurance. Driving without car insurance in Oakville is a very serious offence; you can be fined for a first conviction of a minimum of $5,000.00.
Located in southern Ontario, the Town of Oakville is the largest town in Ontario with a population of 193,832. It is the halfway point between Toronto and Hamilton. Because of this, the Queen Elizabeth Way (QEW), Ontario Highway 403 and the 407 ETF are the three main highways that run through Oakville. With that being said, it is important for drivers to have the right car insurance in Oakville for their vehicles since the main routes for drivers are to take these three main highways.
When you purchase Auto Insurance in Oakville with Oracle RMS, you are insuring your vehicle, all listed drivers, and any loss or damages resulting from a car accident.
By partnering with Oracle RMS, we provide excellent customer service and work hard to get you some of the lowest auto insurance rates in Oakville that best suit your unique insurance needs. We are proud to be partnered with a wide range of insurance companies that can provide a variety of auto insurance quotes for all Oakville residents.
At Oracle RMS, you will work along with one of our licensed brokers to help guide you through the quoting process. They will make sure you understand all the car insurance jargon and information up to the last detail of your auto policy before you’ve made the final decision.
Whether customers are shopping for car insurance, are informed about their upcoming auto policy renewal or are looking to save money on their current policy, overall, it is important to be informed about auto insurance and how a policy works.
This section of a car insurance policy will provide coverage to protect the insured if a third-party has been injured or have succumbed to their injuries, or their property is damaged. It will compensate for claims in the event of a lawsuit against the insured up to the limit of their coverage. It will also compensate for the cost of settling a claim.
This coverage will protect the insured and their family, should they be injured or killed by a hit-and-run driver or by an uninsured motorist. It will also provide coverage to the insured’s vehicle caused by an identified uninsured driver.
This section of a car insurance policy covers damage to the insured’s vehicle and its contents and for loss of use of their vehicle or its contents in the case of an accident, for which the insured was not responsible for. Since it was another individual who caused damage, the insured will collect direct compensation from their insurer.
This will provide the insured with benefits if they are injured in an auto accident, regardless of who caused the accident. This includes medical, rehabilitation and attendant care benefits and income replacement benefits.
Overall, there are a total of 63,340 drivers in Oakville, which equals 72.70%. 33,360 of those Oakville drivers are male, while the remaining 29,975 of Oakville drivers are female. In addition, there are a total of 4,780 Oakville passengers who are carpooling every day with other drivers.
With that being said, other forms of transportation for Oakville residents are public transit with a total of 14,625 bus commuters, while 2,895 residents choose to walk to their workplace, leaving 555 residents to ride their bike. Meanwhile, another 925 Oakville residents find other methods of transportation.
Majority of commuters in the Town of Oakville leave their homes to get to work from 7:00 AM to 7:59 AM, therefore the roads are at their busiest within that time frame. The second busiest time for commuters to leave their homes to head to work is from 8:00 AM to 8:59 AM, which is 24.21%. However, 12,915 commuters would still prefer to leave earlier to get to work between 6:00 AM to 6:59 AM.
As of October 31, 2019, there were a total of 1,416 collisions on the road under town authority.
The Town of Oakville owns and operates approximately 1,900 kilometres of roadways and 122 signalized intersections.
Three roadways in Oakville were qualified for physical traffic calming back in 2017:
